Amadeus PayAmadeus Pay
Banking-as-a-Service · SEPA · SWIFT · ISO 20022 · Ethereum

The payment infrastructure
for the next decade of money.

Amadeus Pay unifies digital banking, fiat rails and blockchain settlement into a single enterprise platform — with compliance, monitoring and developer APIs built in.

Total balance
$1,284,502.11
+3.2% this week
SEPA volume · 24h
€ 214,320
112 payments
On-chain gas · avg
18 gwei
Ethereum mainnet
Platform

Everything a modern financial product needs.

Digital banking

Multi-currency accounts, IBANs, virtual and physical cards, and rich transaction ledgers.

Payment rails

SEPA CT & Instant, SWIFT MT/MX, and card acquiring behind a single provider-agnostic API.

ISO 20022 native

pain.001, pacs.008, camt.053 XML built, validated and stored end-to-end.

Blockchain wallets

Alchemy-powered ETH & ERC-20 wallets with event webhooks and smart-contract hooks.

KYC · AML · Risk

Identity verification, watchlist screening, transaction scoring and audit-ready reports.

Developer surface

Typed RPC, REST endpoints, HMAC-signed webhooks and OpenAPI documentation.

Target Architecture

How the stack fits together

A hub-and-spoke design that connects regulated banking rails on top with blockchain settlement below, all routed through Amadeus Pay.

Licensed Banking Infrastructure

BaaS / EMI / Sponsor Bank

Regulated partner that holds client funds, issues IBANs and provides scheme access.

SWIFT / ISO 20022

Core banking rails

pain.001, pacs.008, camt.053 and MT/MX messages over secure messaging channels.

REST API · Webhooks · H2H · SFTP

Integration layer

Multiple protocols with mTLS, IP allowlists, HMAC verification and idempotency.

AMADEUS PAY

Hub-and-spoke router · Ledger · Compliance · Cards

Provider-agnostic orchestration, immutable double-entry ledger, KYC/AML and card management.

Alchemy Host

Crypto custody & on/off-ramp

Managed wallet infrastructure and blockchain node access via JSON-RPC.

Blockchain Infrastructure

BTC · ETH · USDC · USDT

On-chain settlement, multi-sig custody and smart-contract hooks.

Security
mTLS + HMAC + RLS
Coverage
EU / UK / US / LATAM